APR or Annual Percentage Rate is the a sum carmaker charges on the amount you have taken as a loan. For example, if a car costs $50,000 and you have decided to loan $30,000 with an APR set at 5%, you will be liable to pay the lender $31,500 as the final amount.
Pros of financing your car-
- You can easily afford a better model or trim due to lower upfront costs
- A financed car comes with a regular warranty with no mileage limits
Cons of financing a car-
- You are not the true owner of the car, it belongs to the lender until the loan is repaid.
- The APR is heavily dependent on your credit score and can range from 5 percent to 20 percent in some cases.
- You will have to stick with the car until the loan is paid off, if you somehow default on payments the lender has the right to forfeit the vehicle.
- There is still some amount you need to pay on every $1,000 loan.
So if are taking out a loan on the following cars you just have to pay back the loaned amount without any interest whatsoever except a minor amount per $1,000 borrowed which ranges from $10-$50. Here is an in-depth comparison of leasing vs buying for first-time car buyers who are still trying to make up their minds.
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ZERO APR Deals For Volkswagen
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ZERO APR Deals For Subaru
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ZERO APR Deals For Mazda
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ZERO APR Deals For Mitsubishi
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ZERO APR Deals For Nissan
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ZERO APR Deals For KIA
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ZERO APR Deals For Chrysler
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ZERO APR Deals For Dodge
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ZERO APR Deals For Lexus
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ZERO APR Deals For Jeep
Volkswagen
Volkswagen Tiguan
Tiguan is perfect for those looking for a well-rounded 7-seater. It comes with an 184 hp Turbocharged engine and useful features like USB C Ports, power seats, and automatic climate control and can return a respectable 29 MPG on the highway.
|
Model |
2024 Volkswagen Tiguan All Trims |
|---|---|
|
APR |
0% |
|
Duration |
60 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Deal Valid Till November The monthly payment for every $1000 you finance is $16.67. Alternative offer- $2,000 bonus. |
Visit VW for more details
Subaru
Subaru Solterra
Badge engineering ain’t always meant to be frowned upon. The Solterra shares its all-electric AWD underpinnings with the Toyota BZ4X and comes with a Symmetrical All-Wheel Drive, 215 hp electric motor, and can return 114 MPGe on the highways. Top tier Limited and Touring trims also feature a full glass sunroof and can charge in just 35 minutes flat. If you can't finance a Solterra, it is one of the most affordable and lease-friendly EVs on sale today starting at less than $330 per month.
|
Model |
2023 and 2024 Subaru Solterra |
|---|---|
|
APR |
0% |
|
Duration |
72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. The monthly payment for every $1000 you finance is $13.89. |
Mazda
Mazda 3 Sedan and Hatchback
Mazda 3 is one of the most awesome-looking cars on sale which can be had with up to 250 hp/320lb-ft and active AWD. You also get stuff like leather-trimmed seats, and 18-inch black alloy wheels along with 6-speed automatic transmission.
|
Model |
2024 Mazda 3 Hatchback and Sedan |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
November 2024. The monthly payment for every $1000 you finance is $27.78. Other offers include a $750 cash incentive, $500 bonus cash, $500 loyalty bonus, $500 military cash, vehicles for change $500 cashback. |
Mazda CX-70 and CX-70 PHEV
The CX70 is awarded IIHS top safety pick and comes with an inline 6 mated to an electric motor with a combined total range of staggering 490 miles. It can do 26 miles on EV power alone and has a premium leather interior, 323 hp of combined output, 360 view monitor, 1500W outlet, and standard AWD.
|
Model |
2025 Mazda CX-70 and 2025 Mazda CX-70 Plug-in Hybrid |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
November 2024. The monthly payment for every $1000 you finance is $27.78. Other offers include a $1500 cash incentive, a $500 loyalty bonus, $500 military cash, vehicles for change $500 cashback. |
Mazda CX-30
As standard, the CX-30 comes with 18-inch wheels, an optional 250hp turbocharged engine, and a 10.3-inch infotainment display with an optional 12-speaker system. Car and Driver and Motortrend have highly rated this crossover due to its performance, craftsmanship, and fairly reasonable asking price.
|
Model |
2024 Mazda CX-30 |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024.The monthly payment for every $1000 you finance is $27.78. Other offers include a $1500 cash incentive, a $500 loyalty bonus, $500 military cash, vehicles for change $500 cashback. |
Mazda CX-50
Mazda has got something for everyone it seems. The CX-50 comes with 187 hp four-cylinder as standard but top tier trims can be had with a 257 hp unit. Other features include a 3500 lb towing capacity, a 10.3-inch infotainment display with Apple CarPlay and Android Auto, heated front seats, and a 12-speaker audio system.
|
Model |
2024-2025 Mazda CX-50 |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. The monthly payment for every $1000 you finance is $27.78. Other offers include a $1500 cash incentive, $2500 customer cash, a $500 loyalty bonus, $500 military cash, vehicles for change $500 cashback. |
Mazda CX-5
The CX-5 has been a fan favorite for a long time and comes with a couple of engine options ranging from 187 hp to 256 hp mated to a 6-speed automatic. Other features include a 2000-pound towing capacity, up to 30 mpg fuel economy, 10.3-inch infotainment display with Apple CarPlay and Android Auto.
|
Model |
2024 Mazda CX-5 |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. The monthly payment for every $1000 you finance is $27.78. Other offers include a $1500 cash incentive, a $500 loyalty bonus, $500 military cash, vehicles for change $500 cashback. |
Mazda Miata
The world's best-selling sports car is now even more accessible thanks to a zero APR deal. The featherweight sports car comes with an 181 hp engine and a manual soft weight for the ultimate top-down experience. Options include Recaro seats BBS wheels and Brembos.
|
Model |
2024 Mazda MX-5 Miata |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. $27.78 per month per $1000 financed with $0 down at participating Mazda Dealer. |
Visit Mazda for all the details
Also Read-Best Gas Mileage Cars You Can Consider Buying Used For Maximum SavingsMitsubishi
Mitsubishi Outlander and Mitsubishi Outlander PHEV
The 2024 Outlander PHEV has a combined range of 420 miles and charges itself up unjust 38 minutes. Trim-dependent features include a power panoramic sunroof, a heated steering wheel, and Bose premium audio with nine speakers. Standard features are Super All-Wheel Control (S-AWC), a 12.3" Full Digital Driver Display, 7 passenger seats, and 7 drive modes.
The non-hybrid Outlander comes with 18-inch Alloy Wheels, 7-passenger seating Android Auto, and a 2.5-liter 4-cylinder with AWD.
|
Model |
2023/2024 Mitsubishi Outlander and 2023/2024 Mitsubishi Outlander Hybrid |
|---|---|
|
APR |
0% |
|
Duration |
48 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Deal Valid Till November 2024.The monthly payment for every $1000 you finance is $20.83. Other offers are $2,000 in inventory cash. |
Best Used Mitsubishi Outlander Deals
Mitsubishi Eclipse Cross
This sporty and rugged-looking crossover features a 1.5-liter turbocharged inline-4 engine, delivering 152 horsepower and 184 lb-ft of torque, and has CVT with optional AWD.
|
Model |
2024 Mitsubishi Eclipse Cross |
|---|---|
|
APR |
0% |
|
Duration |
48 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
The deal is Valid Till November 2024. (48 monthly payments of $20.83 per $1,000 financed at 0.0% APR with $0 down payment) |
Best Used Mitsubishi Eclipse Cross Deals
For details visit Mitsubishi
Nissan
Nissan Pathfinder
The Pathfinder is as rugged as it gets. It has advanced available 4x4 capability and can seat up to 8 passengers. The 2024 Pathfinder has 284 hp and can tow up to 6000 pounds. There are multiple drive modes and a 12.3" widescreen digital dashboard, ProPILOT Assist with Navi-link, 18" Black-painted beadlock-style aluminum-alloy wheels, and off-road suspension.
|
Model |
2024 Nissan Pathfinder |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Deal Valid Till November 2024.The monthly payment for every $1000 you finance is $27.78. Other offers are $500 in NMAC cash. |
Best Used Nissan Pathfinder Deals
2024 Nissan Titan
The Titan is one of the best-selling trucks in the USA and still comes with a rock-solid 400 hp V8 that can haul a massive 11,000 pounds. It has a special anti-skid bed along with an available Intelligent Around View Monitor, 18" Dark-painted machine-finished aluminum-alloy wheels, and trim-dependent AWD.
|
Model |
2024 Nissan Titan |
|---|---|
|
APR |
0% |
|
Duration |
60 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
The deal is Valid Till November 2024. The monthly payment for every $1000 you finance is $16.67. Other offers are $1500 in NMAC cash. |
KIA
2024 Kia EV9
Think of the EV9 as an EV alternative to the popular Telluride. It has 304 miles of driving range, a 379-hp dual-motor base setup, and a battery capacity ranging from 76 kWh to 99.8 kWh. Multiple powertrain combinations mean everyone will find something to their taste without splurging too much. The EV9 can also tow up to 5000 pounds, remarkable for an EV.
|
Model |
2024 KIA EV9 |
|---|---|
|
APR |
0% |
|
Duration |
72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. $13.89 per month per $1000 financed at 72 months. |
2024 Kia Niro EV
Not everyone needs 500-mile EVs costing $100,000. The Kia Niro EV has an EPA-certified 235 miles of range and a 201-hp single motor. The base WIND trim comes with ambient lighting, heated seats, a 10.3-inch infotainment display, and dual AC. To make up for the range, the Niro EV features fast charging and can top itself up in just 45 minutes.
|
Model |
2024 KIA Niro |
|---|---|
|
APR |
0% |
|
Duration |
60 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. $16.67 per month per $1000 financed at 60 months. |
2024 Kia EV6
The EV6 is one of the first affordable EVs that ditched the bring styling and packed a wallop, especially the GT trim. It has up to 300 miles of range and can be had with a 576 hp dual motor setup. The EV6 charges pretty fast too thanks to a 225 Kw uptake capacity. Depending on the trim you can also get leather or cloth upholstery along with features like wireless carplay, premium audio, etc.
Similarly, The EV9 is a fantastic three-row EV based on the Telluride.
|
Model |
2024 KIA EV6 and 2024 EV9 |
|---|---|
|
APR |
0% |
|
Duration |
72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
Validity November 2024. 0% Annual Percentage Rate (APR) up to 72 months. $13.89 per month per $1000 financed at 72 months. |
For details visit KIA
Chrysler
Chrysler Pacifica Hybrid
Touted as the "America's Only Plug-In Hybrid", the 2024 Chrysler Pacifica features a 3.6-liter V6 engine paired with an electric motor, producing a combined 260 horsepower. It offers an estimated electric range of 32 miles and a total range of 520 miles.
|
Model |
2024 Chrysler Pacifica Plug-in Hybrid |
|---|---|
|
APR |
0% |
|
Duration |
72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
$13.89 per month per $1000 financed. |
| Validity | November 2024 |
Best Used Chrysler Pacifica Deals
For more details visit Chrysler
Dodge
Dodge Hornet
Dodge hasn't got much going on until the Daytona EV arrives. The 2024 Dodge Hornet comes with a punchy 2.0-liter turbocharged inline-4 engine, producing 265 horsepower and 295 lb-ft of torque. A 9-speed automatic transmission and all-wheel drive is also standard.
|
Model |
2024 Dodge Hornet All Trims |
|---|---|
|
APR |
0% |
|
Duration |
72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
$13.89 per month per $1000 financed. |
| Validity | November 2024 |
For more details visit Dodge
GMC
GMC Sierra 1500
he 2024 GMC Sierra 1500 SLT with the 5.3L V8 engine combines power, luxury, and advanced tech. The 5.3-liter V8 engine produces 355 horsepower and 383 lb-ft of torque, paired with a 10-speed automatic transmission, offering smooth performance and towing capability. It comes standard with rear-wheel drive (with available 4WD) and can tow up to 11,000 lbs
|
Model |
2024 GMC Sierra 1500 2024 SLT 5.3L V8 models |
|---|---|
|
APR |
0% |
|
Duration |
36 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
NA |
| Validity | Validity November 2024. |
Best Used GMC Sierra 1500 Deals
Visit GMC
Lexus
Lexus RZ
The RZ has finally made an appearance in our zero APR list. The dual-motor 2024 Lexus RZ has 308 horsepower and 220 lb-ft of torque. It has an estimated range of up to 250 miles on a full charge. RZ features a 71.4 kWh battery that supports fast charging, allowing it to reach 80% charge in about 30 minutes with a DC fast charger.
|
Model |
2024 RZ 300e LUXURY FWD, 2024 RZ 300e PREMIUM FWD 2024 RZ 300e PREMIUM FWD, 2024 RZ 450e LUXURY AWD, 2024 RZ 450e PREMIUM AWD, 2024 RZ 450e PREMIUM AWD |
|---|---|
|
APR |
0% |
|
Duration |
72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
72 monthly payments of $13.89 for every $1,000 Financed. |
| Validity | Deal Valid Till November 2024. |
Visit Lexus
Jeep
Wrangler and Wrangler 4XE
The 2024 Jeep Wrangler continues its legacy of off-road excellence with a rugged design and a variety of engine options. The base model features a 3.6-liter V6 engine producing 285 horsepower and 260 lb-ft of torque, paired with either a 6-speed manual or 8-speed automatic transmission. For those seeking more power, an optional 2.0-liter turbocharged 4-cylinder engine delivers 270 horsepower and 295 lb-ft of torque.
You can also get a hybrid with 21 miles of all-electric range for the same amount
|
Model |
Jeep Wrangler/ Wrangler 4XE |
|---|---|
|
APR |
0% |
|
Duration |
36 Months for Wrangler-72 Months for 4xE |
|
Qualification |
Well Qualified |
|
Fine Print |
NA |
| Validity | The deal is Valid Till November 2024. |
Gladiator
The 2024 Jeep Gladiator is a rugged mid-size pickup truck that combines Jeep's iconic off-road capabilities with the practicality of a truck. Built on the Wrangler’s platform, the Gladiator is powered by a 3.6-liter V6 engine producing 285 horsepower and 260 lb-ft of torque, paired with either a 6-speed manual or 8-speed automatic transmission. There’s also an available 3.0-liter EcoDiesel V6 engine, delivering 260 horsepower and 442 lb-ft of torque for enhanced towing and off-road performance.
The Gladiator features a 5-foot truck bed and can tow up to 7,700 pounds (when equipped with the V6 engine).
|
Model |
Jeep Gladiator |
|---|---|
|
APR |
0% |
|
Duration |
36 months |
|
Qualification |
Well Qualified |
|
Fine Print |
$3250 bonus cash |
| Validity | The deal is Valid Till November 2024. |
Grand Cherokee and Grand Cherokee 4xe
The 2024 Jeep Grand Cherokee is a midsize SUV offering luxury, versatility, and off-road capability. It features a 3.6L V6 engine (293 hp), a 5.7L V8 (357 hp), and a 4xe plug-in hybrid variant with 375 hp and 470 lb-ft of torque. The 4xe offers an electric-only range of around 25 miles and combines eco-friendly efficiency with impressive power.
The Grand Cherokee’s upscale interior includes advanced tech like a 10.1-inch touchscreen, Apple CarPlay, and available wireless charging. Off-road trims like the Trailhawk provide exceptional capability, while the Summit trim delivers premium luxury features. Towing capacity reaches 7,200 lbs.
|
Model |
Jeep Grand Cherokee and Grand Cherokee 4xe |
|---|---|
|
APR |
0% |
|
Duration |
36 months /72 Months |
|
Qualification |
Well Qualified |
|
Fine Print |
NA |
| Validity | The deal is Valid Till November 2024. |
Visit Jeep
